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Social Policy
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19th December 2017 by Manager in Home Content 2, Social Policy
Loneliness.
At this time of year most of us think about those who are without family or friends. Research shows 9 million say they are always or often lonely. Happily however many people are now asking about the causes of loneliness and how everyone can help reduce it permanently. The Jo Cox Commission chaired by Seema Kennedy MP and Rachel […]
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8th December 2017 by Manager in Home Content 2, Social Policy
Fix ESA assessment.
The government has published a strategy for improving work, health and disability (1). Focusing on changes to social security, the workplace, and healthcare system, ministers aim to raise the number of people with disabilities in work from 3.5m to 4.5m (28.5%). They will do this by: improving the capability of Job Centre Plus; providing more […]
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28th November 2017 by Manager in Home Content 2, Social Policy
Before You Sign Up!
It’s National Consumer Week. This year our big theme is warning consumers to be very careful when taking on a subscription. Whatever the product or service, everyone should know the risks of: auto-enrolment into an ongoing direct debit (when a fixed-term or trial commitment hides what you’re really taking on) agreeing to a ‘continuing payment authority’ without realising problems […]
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28th November 2017 by Manager in Home Content 2, Self-Employment, Social Policy
Better Self-Employment.
A word from the wise would improve chances of success. Practical advice from people who really know what it’s like to go it alone could make the difference between success and failure for potential local entrepreneurs. That’s the message of Better Self-Employment, a new report from Citizens Advice Reigate & Banstead, published 27 November, our District Training […]
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22nd November 2017 by Manager in Home Content 2, Social Policy
National Consumer Week 2017.
Begins ‘Cyber Monday’ 27 November. At Citizens Advice Reigate & Banstead we’re gearing up for National Consumer Week. This year it comes hot on the heels of Black Friday and begins on the follow-up retail fest, Cyber Monday. Good timing – the big theme of NCW17 is warning consumers to be very careful when taking on a subscription. Whatever […]
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21st November 2017 by Manager in Home Content 2, Social Policy
Energy price plans no one really trusts.
British Gas has set itself a goal. By abolishing standard variable tariffs it describes as “expensive” it will transform the market “and give customers a fairer, simpler deal and lower bills”. Its Consumer CEO claims the goal is within reach, but then in an unfortunate turn of phrase “we can’t get there unless suppliers, the Government, and […]
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17th November 2017 by Manager in Home Content 2, Social Policy
Irresponsible credit.
Most credit card limit increases are uninvited. Credit card companies are pushing credit on cardholders who can’t pay. That’s the worrying message of research published by Citizens Advice. The Bank of England and Financial Conduct Authority have been concerned for some time about growth in unsecured debt, particularly on credit cards, as we reported in the summer. With incomes stagnant and inflation […]
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29th October 2017 by Manager in Home Content 2, Social Policy
Energy: quite a month.
Price cap. Safeguard tariff. Default tariff. Energy price announcements fluttered down like the leaves. Government published a draft bill (1) it says “would see rip-off energy prices capped for millions of households”. Citizens Advice said the bill was “an important step towards an energy market that works better for consumers” (2). Ofgem, the energy regulator, has […]
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23rd October 2017 by Manager in Home Content 2, Social Policy
Finance: 50% ‘potentially vulnerable’.
Financial risk affects 25m people. Large scale research by the Financial Conduct Authority* shows why Citizens Advice is asked to help so many with debt and other money worries. Potentially vulnerable covers “those who may be less able to engage with their finances or with financial services. The reasons for this can vary from low financial resilience to suffering […]
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