Always laugh when you can. It is cheap medicine. When Lord Byron first offered this advice he could not have imagined the scale and cost of medicines prescribed in England 200 years later (which are certainly no laughing matter). According to government figures, published by the Health and Social Care Information Centre there were just […]
Mark Twain once remarked, “Climate is what we expect, weather is what we get”. Well, we have got a lot of weather during the last few weeks and if you have been affected by it the following information might be helpful. Many of you will have insurance policies which cover buildings, gardens and home contents […]
It has been a long time since the wise men made their epic trip to deliver three simple gifts and it was a long time before that when Hippocrates, another wise man observed, ‘Whenever a doctor cannot do good, he must be kept from doing harm’. In July 1945 the founders of […]
Careless driving puts innocent people’s lives at risk. In 2011 excess speed contributed to 213 deaths and using a mobile phone while driving contributed to 374 road casualties. After consultation, in August 2013 the Government introduced some new offences and made some changes to existing penalties, most of which had not been reviewed since 2000. […]
Stating the obvious. Most of the people who volunteer for Citizens Advice do so because they want to help people – by giving advice (the name is a bit of a giveaway). I joined Citizens Advice to work on Social Policy. This is the bit of Citizens Advice which is not as well known by […]
Someone once observed that if all the cars in this country were placed end to end it would probably be a Bank Holiday weekend. As many as 7 million of them would have been bought and sold second-hand during 2012. Buying a second-hand car can be a risky business although it doesn’t have to […]
The rules for challenging or appealing against a benefit decision for most benefits paid by the Department for Work and Pensions (DWP) changed on 28 October 2013. The new rules already apply to Universal Credit (UC) and Personal Independence Payment (PIP). What’s changed? If you disagree with a decision about your benefit that is dated […]
Whether you live in an old house or a new one, are a tenant or a homeowner you may well feel that it is becoming more and more of a financial burden. Rent or mortgage repayments, Council Tax and heating and lighting bills all mount up to form a significant part of what we spend. […]
ARE YOU FINDING IT DIFFICULT TO GET COMPENSATION FROM A TRADER? YOU MAY WANT TO CONSIDER TAKING THEM TO A SMALL CLAIMS COURT The most common types of small claims are: Compensation for faulty services provided e.g. by buildrs, dry cleaners,garages etc. Compensation for faulty goods e.g. televisions or washing machines that go wrong Disputes […]
When Izaak Walton wrote about fishing in ‘The Compleat Angler’, first published in 1653 the most technical question which concerned him was probably which fly to choose. It is difficult to know what he would have made of Phishing, the act of attempting to acquire information such as usernames, passwords, and credit card details (and […]